在日復一日的學習、工作或生活中，大家都不可避免地會接觸到作文吧，作文是由文字組成，經(jīng)過人的思想考慮，通過語言組織來表達一個主題意義的'文體。一篇什么樣的作文才能稱之為優(yōu)秀作文呢？下面是小編幫大家整理的四級作文：卡奴，歡迎大家分享。

　　As people change the patterns of consumption，it is common for people to have several cards. Then “Card slave” is coined. “Card slave” refers to people who can only pay the minimum balance on their credit card debt every month. Many youngsters fall under the so—called card—slave category. The reason behind “card slaves” varies. The fierce competition among banks，Chinese or foreign，encourages them to lure customers to hold more credit cards. Unfortunately，some card holders，especially youngsters with large shopping addictions and small salaries，have outstanding credit card debts and gradually became “card slaves” after reaching their credit card limit on luxury items. Due to their meager salaries，they always live on the edge of bankruptcy.In my opinion，people should manage their financial affairs. First，only choose the credit cards that suit you the most. Secondly，manage your cards properly. Get some good tips from internet and follow them. Thirdly，increase income and avoid excessive expenses. These tips will help you keep away from the danger of becoming a “card slave”.

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